Ask me about how you can get $500 off
closing costs on purchase transactions.*
See below for Important Offer Details.
Direct: (562) 485-3436
Cell: (562) 712-4071
NMLS #665509
F&M Bank NMLS #537388
About Michael:
My name is Michael Osorio and I have been with F&M Bank since 2009. I am a native of the Southern California community, growing up in Long Beach, and graduating from Cal State Fullerton for my Bachelors and the University of La Verne for my MBA.
I am proud that I have ranked in the top 5% of loan originators for closed loan volume nationally on a regular basis. With nearly two decades of experience in residential lending, I specialize in all home loan types and look forward to helping you with your residential lending needs.
Get started on your new home loan today.
Important Offer Details: (purchase only)
Terms and conditions are subject to change without prior notice. All loans are subject to credit approval.
*$500 off Closing Costs offer is valid for applications submitted for first lien purchase transactions of primary residences or second homes (1 to 4 family dwelling). Properties must be located in California with fee simple ownership. This offer excludes Home Equity Line of Credits (HELOCs). The $500 off Closing Costs will be applied at the time of loan closing as a Lender Credit. F&M reserves the right to cancel or modify the $500 off Closing Costs offer without prior notice. This offer cannot be combined with any other offer.