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Today's Mortgage Rates

To lock in your rate or for information on other rates & programs, please call (866) 649-3863 to speak with a Mortgage Loan Consultant.


  • Conforming vs. Jumbo: A conforming mortgage has a loan amount that is less than or equal to Fannie Mae and Freddie Mac maximum loan amount limits. The limits vary by county and are based upon property location. Jumbo mortgage loans exceed the Fannie Mae and Freddie Mac maximum loan amounts limits of a conforming loan.
  • All loans subject to credit and property approval
  • Until the loan's interest rate is locked, the mortgage rates could change.
  • Property must be located in California
  • Purchase, Second Homes and Investment property loans available at higher APR.
  • High balance and Non-conforming loan amounts are available at a higher APR.
  • If your Loan to Value (LTV)is greater than 80.00%, Private Mortgage Insurance (PMI) is required and will be added to your monthly mortgage payment.
  • Please remember that loan terms including the APR can vary depending on factors such as loan amount, loan to value, credit history, occupancy, type of property, lien position, rate lock period, documentation type, and if there is cash out. Not all applicants will qualify. Please call and talk to one of our Mortgage Loan Consultants at (866) 649-3863 to discuss your loan options.
  • Some restrictions may apply and this offer is subject to change with or without notice.

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12515 Seal Beach Blvd, Seal Beach, CA 90740
Toll Free: (866) 649-3863
Farmers & Merchants Bank. NMLS #537388
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